06-25-2019, 06:36 PM
I love how, of all the things this board could possibly have universal agreement on, it's that we all think student loan repayment is a bad idea. Maybe we should send this thread link to AOC.
(06-25-2019, 03:48 PM)jagibelieve Wrote: [ -> ](06-25-2019, 03:23 PM)The Real Marty Wrote: [ -> ]So far the Democratic candidates have proposed:
Reparations for slavery.
Forgive all student debt.
Make college free.
Let everyone in prison vote.
Open borders. Don't believe me? Read this- https://www.huffpost.com/entry/elizabeth...e90da46c88
Raising taxes.
What's next? Forgive all mortgages? Give everyone a million dollars?
Forgiving student loans will add another TRILLION AND A HALF DOLLARS to the federal debt.
Oh, you already paid your loan? Screw you. You get nothing.
We have a MORON in the White House, but we have NO ALTERNATIVE. The Democrats have lost their minds.
Regarding the part in bold. How would it be determined which black people are descendants of slaves and which are descendants of black people who actually owned slaves? What about those of us taxpayers that have no family history of ever owning slaves?
(06-25-2019, 06:36 PM)TJBender Wrote: [ -> ]I love how, of all the things this board could possibly have universal agreement on, it's that we all think student loan repayment is a bad idea. Maybe we should send this thread link to AOC.
(06-25-2019, 01:47 PM)Predator Wrote: [ -> ]If kids quit going to these expensive liberal arts colleges and getting degrees that have no application in the real job world, we wouldn't even be discussing this.
(06-25-2019, 03:48 PM)jagibelieve Wrote: [ -> ](06-25-2019, 03:23 PM)The Real Marty Wrote: [ -> ]So far the Democratic candidates have proposed:
Reparations for slavery.
Forgive all student debt.
Make college free.
Let everyone in prison vote.
Open borders. Don't believe me? Read this- https://www.huffpost.com/entry/elizabeth...e90da46c88
Raising taxes.
What's next? Forgive all mortgages? Give everyone a million dollars?
Forgiving student loans will add another TRILLION AND A HALF DOLLARS to the federal debt.
Oh, you already paid your loan? Screw you. You get nothing.
We have a MORON in the White House, but we have NO ALTERNATIVE. The Democrats have lost their minds.
Regarding the part in bold. How would it be determined which black people are descendants of slaves and which are descendants of black people who actually owned slaves? What about those of us taxpayers that have no family history of ever owning slaves?
(06-25-2019, 07:34 PM)lastonealive Wrote: [ -> ]People with degrees likely earn more and pay more tax anyway.
Also since when was tax a pick and choose which bits you pay for system?
(06-25-2019, 10:32 PM)mikesez Wrote: [ -> ]In my opinion, there is a crisis, and there are two types of people behaving badly that create and perpetuate the crisis.
I've heard of students taking out the maximum loan amount every semester even though they needed far less, and spending the difference on pub crawls and fraternity dues and other non-essentials.
And we all know that colleges and universities, especially private for profit ones, are charging tuition that is way out of line to the value of the education. Charging tens of thousands of dollars for licensing in fields like dental hygienist and radiology tech - stuff the community college down the road can train you for, for much less money.
I think we can tackle both bad behaviors with a simple, elegant change:
1) student loans get repaid based on income for a pre-determined number of years
2) if there is still money owed after the years are over, the college or the university pays the lender that amount.
Colleges will be more careful about who they admit, and how much they charge, with these two simple changes.
And the taxpayer won't need to be on the hook as much.
(06-25-2019, 03:48 PM)jagibelieve Wrote: [ -> ](06-25-2019, 03:23 PM)The Real Marty Wrote: [ -> ]So far the Democratic candidates have proposed:
Reparations for slavery.
Forgive all student debt.
Make college free.
Let everyone in prison vote.
Open borders. Don't believe me? Read this- https://www.huffpost.com/entry/elizabeth...e90da46c88
Raising taxes.
What's next? Forgive all mortgages? Give everyone a million dollars?
Forgiving student loans will add another TRILLION AND A HALF DOLLARS to the federal debt.
Oh, you already paid your loan? Screw you. You get nothing.
We have a MORON in the White House, but we have NO ALTERNATIVE. The Democrats have lost their minds.
Regarding the part in bold. How would it be determined which black people are descendants of slaves and which are descendants of black people who actually owned slaves? What about those of us taxpayers that have no family history of ever owning slaves?
(06-25-2019, 03:48 PM)jagibelieve Wrote: [ -> ](06-25-2019, 03:23 PM)The Real Marty Wrote: [ -> ]So far the Democratic candidates have proposed:
Reparations for slavery.
Forgive all student debt.
Make college free.
Let everyone in prison vote.
Open borders. Don't believe me? Read this- https://www.huffpost.com/entry/elizabeth...e90da46c88
Raising taxes.
What's next? Forgive all mortgages? Give everyone a million dollars?
Forgiving student loans will add another TRILLION AND A HALF DOLLARS to the federal debt.
Oh, you already paid your loan? Screw you. You get nothing.
We have a MORON in the White House, but we have NO ALTERNATIVE. The Democrats have lost their minds.
Regarding the part in bold. How would it be determined which black people are descendants of slaves and which are descendants of black people who actually owned slaves? What about those of us taxpayers that have no family history of ever owning slaves?
(06-26-2019, 08:34 AM)StroudCrowd1 Wrote: [ -> ](06-25-2019, 03:48 PM)jagibelieve Wrote: [ -> ]Regarding the part in bold. How would it be determined which black people are descendants of slaves and which are descendants of black people who actually owned slaves? What about those of us taxpayers that have no family history of ever owning slaves?
Wouldn't putting a price on your ancestors suffering be almost as morally wrong as their suffering itself?
What is the price? $1000? $2000? $20000? What price makes the sin go away?
(06-25-2019, 12:13 PM)B2hibry Wrote: [ -> ]If we're being honest. The votes that the Dems are chasing with this scheme aren't going to be from the ones that have the mental ability to attend college. On a more technical note, it's another targeted tax that won't pass the constitutional sniff test.
(06-25-2019, 03:23 PM)The Real Marty Wrote: [ -> ]So far the Democratic candidates have proposed:
Reparations for slavery.
Forgive all student debt.
Make college free.
Let everyone in prison vote.
Open borders. Don't believe me? Read this- https://www.huffpost.com/entry/elizabeth...e90da46c88
Raising taxes.
What's next? Forgive all mortgages? Give everyone a million dollars?
Forgiving student loans will add another TRILLION AND A HALF DOLLARS to the federal debt.
Oh, you already paid your loan? Screw you. You get nothing.
We have a MORON in the White House, but we have NO ALTERNATIVE. The Democrats have lost their minds.
(06-25-2019, 03:48 PM)jagibelieve Wrote: [ -> ](06-25-2019, 03:23 PM)The Real Marty Wrote: [ -> ]So far the Democratic candidates have proposed:
Reparations for slavery.
Forgive all student debt.
Make college free.
Let everyone in prison vote.
Open borders. Don't believe me? Read this- https://www.huffpost.com/entry/elizabeth...e90da46c88
Raising taxes.
What's next? Forgive all mortgages? Give everyone a million dollars?
Forgiving student loans will add another TRILLION AND A HALF DOLLARS to the federal debt.
Oh, you already paid your loan? Screw you. You get nothing.
We have a MORON in the White House, but we have NO ALTERNATIVE. The Democrats have lost their minds.
Regarding the part in bold. How would it be determined which black people are descendants of slaves and which are descendants of black people who actually owned slaves? What about those of us taxpayers that have no family history of ever owning slaves?
(06-25-2019, 04:45 PM)StroudCrowd1 Wrote: [ -> ]From your lips to God's ears. The guy is just phenomenal.(06-25-2019, 04:18 PM)B2hibry Wrote: [ -> ]There are exceptions to every scenario and I would consider this one not unheard of. Higher education has become very left leaning especially in the arts and sciences concentrations. These same people are the ones screaming about the National Debt. Always some kind of weird contradiction in beliefs or supports.
Anyways. This sums things up pretty well...
https://twitter.com/DanCrenshawTX/status...0914884608
Dan Crenshaw, future POTUS.
(06-25-2019, 07:01 PM)TheO-LineMatters Wrote: [ -> ](06-25-2019, 03:48 PM)jagibelieve Wrote: [ -> ]Regarding the part in bold. How would it be determined which black people are descendants of slaves and which are descendants of black people who actually owned slaves? What about those of us taxpayers that have no family history of ever owning slaves?
Reparations for slavery would've been a good idea.......... if it was addressed 150 years ago. Now, it's pointless. All those effected by slavery are long since dead. Besides, if anyone deserves reparations, it's Native Americans. We stole their land, raped their women, killed them in masses and sent them to live on reservations in places we had no use for, (until we find it rich in natural resources and in that case, we do what we want and to Hell with them.) They have been treated worse than ANY group of people in American history and I see no one pleading for them to get reparations.
(06-26-2019, 08:16 AM)The Real Marty Wrote: [ -> ](06-25-2019, 10:32 PM)mikesez Wrote: [ -> ]In my opinion, there is a crisis, and there are two types of people behaving badly that create and perpetuate the crisis.
I've heard of students taking out the maximum loan amount every semester even though they needed far less, and spending the difference on pub crawls and fraternity dues and other non-essentials.
And we all know that colleges and universities, especially private for profit ones, are charging tuition that is way out of line to the value of the education. Charging tens of thousands of dollars for licensing in fields like dental hygienist and radiology tech - stuff the community college down the road can train you for, for much less money.
I think we can tackle both bad behaviors with a simple, elegant change:
1) student loans get repaid based on income for a pre-determined number of years
2) if there is still money owed after the years are over, the college or the university pays the lender that amount.
Colleges will be more careful about who they admit, and how much they charge, with these two simple changes.
And the taxpayer won't need to be on the hook as much.
I have a much more elegant solution. Get the government out of the student loan business. If we do that, then lenders will be much more careful whom they lend to, and for what courses. Colleges will be forced to control their expenses and tuition rates, or they won't have any students.
(06-26-2019, 10:14 AM)FBT Wrote: [ -> ](06-25-2019, 12:13 PM)B2hibry Wrote: [ -> ]If we're being honest. The votes that the Dems are chasing with this scheme aren't going to be from the ones that have the mental ability to attend college. On a more technical note, it's another targeted tax that won't pass the constitutional sniff test.
Actually, if you look at who is supporting this, they're either currently attending or up to their necks in debt after graduating from liberal arts colleges. They bought into the narrative that you have to have a college degree to succeed in life, and if you can't afford it, the government will happily loan you whatever you need.
Bernie and the other dems proposing this (aside from AOC who is just regurgitating whatever her handlers tell her to say) know perfectly well that it won't pass the constitutional test. It's not about actually doing it. It's about hoodwinking the ignorant masses into voting for you because you've promised them free stuff.
(06-25-2019, 03:23 PM)The Real Marty Wrote: [ -> ]So far the Democratic candidates have proposed:
Reparations for slavery.
Forgive all student debt.
Make college free.
Let everyone in prison vote.
Open borders. Don't believe me? Read this- https://www.huffpost.com/entry/elizabeth...e90da46c88
Raising taxes.
What's next? Forgive all mortgages? Give everyone a million dollars?
Forgiving student loans will add another TRILLION AND A HALF DOLLARS to the federal debt.
Oh, you already paid your loan? Screw you. You get nothing.
We have a MORON in the White House, but we have NO ALTERNATIVE. The Democrats have lost their minds.
You missed one. Pokahonkey Warren proposed reparations for homosexuals this week. Seriously.
(06-26-2019, 11:57 AM)TJBender Wrote: [ -> ](06-26-2019, 10:14 AM)FBT Wrote: [ -> ]Actually, if you look at who is supporting this, they're either currently attending or up to their necks in debt after graduating from liberal arts colleges. They bought into the narrative that you have to have a college degree to succeed in life, and if you can't afford it, the government will happily loan you whatever you need.
Bernie and the other dems proposing this (aside from AOC who is just regurgitating whatever her handlers tell her to say) know perfectly well that it won't pass the constitutional test. It's not about actually doing it. It's about hoodwinking the ignorant masses into voting for you because you've promised them free stuff.
You missed one. Pokahonkey Warren proposed reparations for homosexuals this week. Seriously.
Link? I don't doubt you, I've just gotta see that one for myself. If she ever becomes President, we are all so screwed beyond belief.
(06-26-2019, 10:14 AM)FBT Wrote: [ -> ](06-25-2019, 12:13 PM)B2hibry Wrote: [ -> ]If we're being honest. The votes that the Dems are chasing with this scheme aren't going to be from the ones that have the mental ability to attend college. On a more technical note, it's another targeted tax that won't pass the constitutional sniff test.
Actually, if you look at who is supporting this, they're either currently attending or up to their necks in debt after graduating from liberal arts colleges. They bought into the narrative that you have to have a college degree to succeed in life, and if you can't afford it, the government will happily loan you whatever you need.
Bernie and the other dems proposing this (aside from AOC who is just regurgitating whatever her handlers tell her to say) know perfectly well that it won't pass the constitutional test. It's not about actually doing it. It's about hoodwinking the ignorant masses into voting for you because you've promised them free stuff.
(06-26-2019, 08:16 AM)The Real Marty Wrote: [ -> ]I have a much more elegant solution. Get the government out of the student loan business. If we do that, then lenders will be much more careful whom they lend to, and for what courses. Colleges will be forced to control their expenses and tuition rates, or they won't have any students.
BINGO!!
The perception today since Obama took over the student loan system is that there are unlimited funds for students to borrow. Since everything is backed by the federal government, banks will give loans out for whatever amount to just about anyone. College tuitions have been steadily increasing for decades, but the acceleration since the feds took over the student loan process is ridiculous.
What's really irritating is how these colleges that raise their rates the most constantly poor mouth and say it's necessary despite the fact that most of the elite schools in the country including state run universities have endowments in the trillions.
(06-26-2019, 12:24 PM)flsprtsgod Wrote: [ -> ](06-26-2019, 11:57 AM)TJBender Wrote: [ -> ]Link? I don't doubt you, I've just gotta see that one for myself. If she ever becomes President, we are all so screwed beyond belief.
https://www.congress.gov/bill/116th-cong...xt?r=1&s=1
The bill permits legally-married same sex couples to amend previous tax returns to Married instead of filing individually.
(06-26-2019, 02:28 PM)TJBender Wrote: [ -> ](06-26-2019, 12:24 PM)flsprtsgod Wrote: [ -> ]https://www.congress.gov/bill/116th-cong...xt?r=1&s=1
The bill permits legally-married same sex couples to amend previous tax returns to Married instead of filing individually.
Ok, there's a big difference between allowing tax returns to be amended and reparations. Reparations are, "Hey, sorry we took advantage of you/your family." Amended tax returns are, "You qualified for the marriage credit in 2015, 2016 and 2017 and didn't get it." That's no different than going to H&R Block and paying them $150 to tell you that you missed out on a $100 credit last year and can amend to claim it.
(06-26-2019, 02:47 PM)jagibelieve Wrote: [ -> ](06-26-2019, 02:28 PM)TJBender Wrote: [ -> ]Ok, there's a big difference between allowing tax returns to be amended and reparations. Reparations are, "Hey, sorry we took advantage of you/your family." Amended tax returns are, "You qualified for the marriage credit in 2015, 2016 and 2017 and didn't get it." That's no different than going to H&R Block and paying them $150 to tell you that you missed out on a $100 credit last year and can amend to claim it.
I'm not sure if you know what reparations means.
The bill that Pocahontas introduced implies that "married" gay individuals were somehow "wronged" via the income tax system outside the statute of limitations.
Much like the student loan debt forgiveness scheme it's nothing more than pandering and vote-buying.
(06-26-2019, 04:10 PM)TJBender Wrote: [ -> ](06-26-2019, 02:47 PM)jagibelieve Wrote: [ -> ]I'm not sure if you know what reparations means.
The bill that Pocahontas introduced implies that "married" gay individuals were somehow "wronged" via the income tax system outside the statute of limitations.
Much like the student loan debt forgiveness scheme it's nothing more than pandering and vote-buying.
And here we come back to the philosophical impasse between us. I don't care who you sleep with, and government shouldn't have gotten involved in the first place. You...well...do.