All I can say is, when I was new to my current insurance I was not covered for a year for my preexisting condition of anxiety and depression and had to pay cash every month to see my doctor. $93 per visit. After my insurance decided I was "worthy" of coverage I had a $60 co-pay and they (the provider) charged my insurance company $255 per visit on top of the co-pay. That's over $300 for the same dang visit. Something is wrong with this picture.

I currently see an alternative medicine doctor/chiropractor who refuses to take insurance because of all the BS and red tape involved and He doesn't want insurance companies telling him how to treat his patients. He charges what a typical specialist co-pay is and that is covered by my flexible spending account.

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