(01-31-2019, 01:28 AM)americus 2.0 Wrote: All I can say is, when I was new to my current insurance I was not covered for a year for my preexisting condition of anxiety and depression and had to pay cash every month to see my doctor. $93 per visit. After my insurance decided I was "worthy" of coverage I had a $60 co-pay and they (the provider) charged my insurance company $255 per visit on top of the co-pay. That's over $300 for the same dang visit. Something is wrong with this picture.

I currently see an alternative medicine doctor/chiropractor who refuses to take insurance because of all the BS and red tape involved and He doesn't want insurance companies telling him how to treat his patients. He charges what a typical specialist co-pay is and that is covered by my flexible spending account.

I've seen the same thing. Doctors just don't want to deal with insurance companies.

There is a trend around the beaches area where doctors are going away from insurance to a direct primary care club. The primary care team charges a monthly rate whether you see them or not and with no co-pay. Basic and preventative care is included at no charge. It is essentially bringing the traditional insurance model to micro level.

---