Again, loopholes and their use are not unethical or "incorrect."

I do agree, though that loopholes expose a potential flaw in how laws with so-called loopholes are drawn up. The issue is with the law itself. Though, again... jealous and/or envious people falsely assume opposite, that it is a people and not a law issue. Again, nothing unethical or unlawful at all.

One such loophole that quickly comes to mind is that of IRA conversion. The loophole should be fixed so that those saving for retirement should not have to convert IRAs to Roth. They should be allowed to do it without having to convert. https://www.investors.com/etfs-and-funds...-loophole/

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