(02-09-2021, 10:42 AM)StroudCrowd1 Wrote:

(02-09-2021, 10:06 AM)HURRICANE!!! Wrote: capital gains don't get assessed in fidelity 401k brokerage link funds.  it's like putting your $$ in the 2035 account, only you have full control where your investments go.  I'll get the standard tax when I withdrawal after retirement but I'll limit such withdrawals so i don't go over the 12% tax bracket.

Anyway, switching gears ..... CNBC has been emphasizing the major shortage in the semiconductor field (e.g. NVDA, AMD, TSM, LRCX, INTC, others)  ..... also took a flyer on JNJ as their 1-shot vaccine (awaiting approval) seems to be global as you can store it in regular refrigerator temperatures which will be advantageous when vaccinating the population in 3rd world countries on the continents of Africa, India, and Asia

Maybe my 401K sucks or maybe it is limited based on my employer, but I don't have the liberty to make unlimited trades in there and can only move things around a couple times a year at most. On top of that, its all approved mutual funds, as there are certain restrictions that apply to my specific industry.

I have 401k that i didn't consolidate from another company and it does not allow for the brokerage link option but my 2 others do.

I can't recall who on this board steered me in that direction but I definitely owe them a beer a the Jags game !!!  The Brokerage Link account also allows for much more flexibility to trade each day (but you cannot buy and sell the same stock on the same day).  The other funds (S&P, Large Cap, 2035, Bond accounts, etc) used to restrict changes to 1 per quarter form the same account ---- i used to get warnings that would have restricted any moves for 1 year had i gone in and out of the S&P fund again ..... it was terrible !!!

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