Direct loans as in direct from the government? Or from the Universities? Same difference?

I don't know we're going to see a full collapse. As long as the feds continue to implement modern monetary theory, we are going to see more and more reckless spending. If we do get a collapse, it will be everything, not just the university system, and there are vultures waiting at the door to destroy us. I hope I never see it come to that.

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