Quote:I'm not ignoring it, I fully admit and blame the banking cartels for what happened in 2008 with the housing market. I'm simply pointing out that market would not exist if not for government creating the market. Prior to legislation no one was seeking to lend money to low income individual who had a high risk of default to purchase a house, why because it was a bad investment. Of course once the government created a risk free investment in bad loans the banking cartel ran wild, they knew it was a balloon and they padded their wallets as deep as they could, was it wrong HELL yes, should they be arrested absolutely.

Fair enough but I think you put too much blame on government as a whole. The individuals (paid by the bankers) that put forth the legislation (likely written by the bankers) and then passed it have culpability in the matter but that's not necessarily an indictment of the overall form of government as much of it is how these people have to sell themselves out to get elected in the first place. 

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