Quote:You do know that BCBS charges you out of network rates too, right?

yes but it's much more difficult to be out of the blue cross network...there are so many different blue cross provider entities, that being out of network is pretty rare...You mentioned one of the Blue Cross providers..(Blue Cross Blue shield) I have Capitol Blue Cross, both are part of the Blue Cross network so it's not out of network for me to use a BCBS provider nor is it out of network for BCBS to use a Capitol Blue Cross provider...That's why I mentioned that Geisinger Health care system...If I had that and went to a BCBS provider, I would be out of network, where as nearly everywhere in the country, there is some sort of Blue Cross provider to use so I can stay in network, not everywhere, but most everywhere

---