Quote:The thing is, the business isn't discriminating against the customer for anything.  They offer a product, and anyone including a Muslim can use their product.  If it's against the customer's religious beliefs to use that product, then it's the customer's problem not the business's problem.

 

Think of it this way.  Say my Vulcan belief prohibits me from getting a loan that includes interest.  I want to buy a new car.  Should my bank or credit union be forced to give me a loan solely because of my belief?  No.  

 

The bank or credit union is going to look at my credit report and determine whether or not I'm an acceptable risk, then they'll set the interest rate based on the perceived risk.  If I make my payments on time, then the bank/credit union makes the money that they calculated.  If I'm late on a payment or two, then the bank makes more money on my loan.  If I pay my loan off early, then the bank/credit union doesn't make as much money.

 

My point is, the bank/credit union has a policy in place to loan money.  That policy is based on my credit score/credit history.  It has nothing to do with me being a Vulcan, Christian, black, white Hispanic or otherwise.  If a lending institution is forced to alter the way that they do business, it's going to be bad not only for said institution, but also bad for consumers.