Quote:A family making 51k a year is not going to be able to save $500 a month. And do not give me that it would require sacrifice or discipline. It would require a miracle.

No it wouldn't. They'd just have to:

1. Live in a one-bedroom apartment in the worst part of town.

2. Not have a car--just ride a bike everywhere. No buses! Buses cost money!

3. No traveling or vacations. If your family wants to see you badly enough, they'll come to you.

4. A "night on the town" consists of hitting up the dollar menu at McDonald's, then going to the project two blocks away and watching the police action.

5. No kids.

6. No getting sick.

7. Ramen. Lots of ramen.

8. No buying new furniture. Just use what you can find on the curb.

9. Education? We don't need no education! We don't need no thought control!

10. A little bit of creativity on April 15th. I mean, your neighbor's got eight kids...surely she can share a few of them with you come tax season?

11. If you do happen across a used and abused laptop on Craigslist for $50 or so, be absolutely certain that one of your neighbors has an unprotected WiFi hotspot you can borrow from them.

12. If you absolutely must have a TV, make sure it's running on OTA feed only. Cable, satellite and Netflix are for all the suckers who don't want to be millionares when they retire.

13. Rest assured that by the time you retire the sudden jump in minimum wage from $15/hr. to $40/hr. will make your million dollars worth about 75 cents in today's money.

 

That's if you start shoving money under your mattress early in your 20's, btw.

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