Quote:However, health insurance is not and should not be for routine care any more than auto insurance should be for an oil change and home owner's insurance shouldn't cover painting your house.


A real solution is insurance for catastrophic illness and/or emergencies and a tax free health savings account for routine checkups and non-critical care.

Welp. Routine care may be more cost effective than, for lack of a better example, fencing the ranch after the cows ran off.


If auto insurance gave a little discount when routine maintenance was done..brakes, alignments,and check ups perhaps people would do that and eventually have a safer vehicle on the road. But,that'll never happen.

Same as an individual. Pay for maintenance on your vehicle..or save the money and pay out the nose when you need a whole new brake job vs getting them adjusted,turned,etc.

But I digress. People will spend the money on a detail and shine over an oil change.

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