Quote:So with my new job I'm able to get health care, however, it's not compliant with Obamacare meaning we may still be fined over $600 per adult at the end of the year. The only way to avoid this is to pay up for more expensive insurance that merely costs more but provides zero additional coverage. The difference in cost is right about the same amount as the fine.


 

In other words, I'm able to ensure myself medical coverage, but that's not good enough for the government who simply wants to steal an additional $600 per year per adult from my household for no reason whatsoever, It's called the Affordable Health Care Act, but for the most part the act has only increased hardships. Sure it grants subsidies to help pay for extremely expensive personal plans if you make close to the poverty level, but those subsidies don't even apply to work sponsored insurance plans. For those making well over the poverty level, there's absolutely nothing affordable about it.

What the hell? My wife and I are well north of the poverty level, on an Obamacare plan that's roughly equivalent to what we'd get in the private sector (I'm a 1099 contractor and she's waiting to see what I do before pursuing a job here), and we're paying $550/mo between the two of us, before subsidy.

 

Check the rules on this--I've been out of the ACA game since this past spring--but I believe that if your employer's health plan is not ACA-compliant, you're free to use the exchange with subsidies. If you call the ACA hotline, they're actually pretty good at answering questions in my experience, and the wait times aren't awful if you avoid calling at 8:00 AM, 7:00 PM, etc., the crazy times.

 

I will admit that FBT was right on this one. Obamacare is screwed. It addressed a real problem, yeah, but it did so with an unsustainable model that was too butchered by compromises to last.

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