Quote:I've called them. The best private Obamacare plan in Washington state for the both of us was Kaiser at about $750 per month. When I was unemployed I was able to get $325 in subsidies to help pay this, but with my new job at $15 per hour I no long qualify for any subsidies. My new job, though, has better coverage where both of us can see virtually any doctors for $250 per month, but it's not Obamacare compliant meaning we might be fined over $1200 at the end of the year. They have an option to make it Obamacare compliant, but it means paying an additional $50 per month for zero additional coverage.  That's just wrong on so many levels. In other words, the government simply wants to steal my money one way or the other.

You don't qualify for subsidies at $15/hr.? Forgive me for asking and ignore if you want to, but does your wife also work? Unless the poverty line in WA is $3.75/hr., $15/hr. is well within subsidy limits.

 

That whole situation stinks to me. Is it the Exchange that can "make your plan compliant" for $50/month, or the insurance provider? If it's the latter, I'd open a complaint with the Exchange, complete with documentation stating that the exact same coverage can be "made" ACA-compliant for $50 additional per month. That sounds like a scam to me, the sort of scam that ACA compliance agencies love to hear about.

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