I just find it hard to believe that any doctor is willing to accept that insurance you talked about at first, but it's not ACA MEC. 

 

Here is a list of what is NOT considered MEC:

• Coverage consisting solely of excepted benefits, such as:
  <ul><li>Stand-alone dental and vision insurance
  
• Accident or disability income insurance
  
• Workers' compensation insurance
  

</li>
[*]Medicaid providing only family planning services*
[*]Medicaid providing only tuberculosis-related services*
[*]Medicaid providing only coverage limited to treatment of emergency medical conditions*
[*]Pregnancy-related Medicaid coverage*
[*]Medicaid coverage for the medically needy*
[*]Section 1115 Medicaid demonstration projects*
[*]Space available TRICARE coverage provided under chapter 55 of title 10 of the United States Code for individuals who are not eligible for TRICARE coverage for health services from private sector providers*
[*]Line of duty TRICARE coverage provided under chapter 55 of title 10 of the United States Code*
[*]AmeriCorps coverage for those serving in programs receiving AmeriCorps State and National grants
[*]AfterCorps coverage purchased by returning members of the PeaceCorps
</ul><p style="font-size:13px;font-familyans-serif;color:rgb(0,0,0);">*Medicaid programs that provide limited benefits generally don’t qualify as minimum essential coverage. However, HHS will provide a hardship exemption to individuals with certain types of limited-benefit Medicaid coverage.

---