Quote:If I were you I would probably not buy the coverage based on your income. At the end of the year you will have a penalty (unless there is another way you can get MEC), but for somebody like you a penalty will actually just result in a smaller return assuming you are withholding federal tax on your pay check.

 

You could also try to apply for an exemption.  There is a long list of reasons for being exempt.  Some can be claimed on your 1040, others through the marketplace.