Quote:I'm currently in the market for another vehicle myself.  My 99 Land Cruiser has 285k on it, and it's stranded me a few times in the past 6 months.  Cheap repairs each time, but I can do without the worry.

 

Young used cars used to be the way to go, but over the last few years, they have not undergone the depreciation that made them a bargain.  I'm looking for a truck with 20-70k miles, and they only go about 5 to 10 grand less than buying brand new.  In the case of Toyotas, they come REALLY close to the price of brand new.

 

So, for the first time in 30 years of owning vehicles, I may actually buy my first brand new car.

 

I haven't seen any current 0% financing deals, but would probably jump chance if it really is free money.  I can afford to pay cash, but at 0% I'll let my cash sit in my bank instead of theirs.

 

I hear tax time is not the best time to be in the market, because there are a lot of buyers flooding the market.  It sure seems that way this year, and I may just have to wait it out.

 

I recently traded my 2003 Dodge Ram 1500 4x4 for a new (2015) Ford F-150.  Yes I know, I probably could have gotten a bit more if I had sold it outright, but I didn't want to mess with the hassle.  Combining my trade with the cash that I had netted me a pretty good deal.  I started saving up for a new truck a couple of years ago, and was able to put a sizable amount of money aside.  I got my new truck below the current market value, and don't have a payment.

 

If you're looking for a 0% financing deal, it doesn't really exist.

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