Quote:I only know what I've seen, having helped 2 friends sign up on the Marketplace the past two years. Tennessee did not expand Medicaid. One is living on a widow's SS pension of less than $1K per month, the other works and makes about $22K annually. Both had pre-existing conditions that preventing them from purchasing health insurance prior to the ACA.  One's premium is about $65, the other is $85. Both deductibles are $500 and out of pocket maximums under $1000. I may be a little off on the details, but not by much. Each had about 4 viable options from which to choose. The premiums increased slightly from last year, but their deductibles and out of pocket maximums are lower.

 

So, for them, it's working.