Quote:Your throwing insults and not actually debating.


What I have expressed is simple risk management. greater risks that people can't pay for themselves should be covered by insurance, that's when u have to have surgery reset broken bones. That covers big ticket items.


Mid and low level care can be handled by concierge practices in which the primary care physician essentially self insures. So that means a family of four might pay a couple hundred dollars s month for nearly infinite doctor visits. U need stitches. Just go its free. U need a prescription? Its free. Rash? Cone on in... Its free. The bureaucracies inefficiency with reimbursement billing coding etc. Dramatically increases the cost associated with certain deliveries of care. A good concierge practice will supplant 50% of needs currently covered by emergency rooms.


Innovating more efficient means of risk management is the only way forward. Incidentally, national healthcare was invented in 18th century Germany by the forerunners to the Nazis. Have a good morning.

 

Oh, calm down. Nobody is throwing insults...  But I'm sorry, you're idea is a little out dated.  Your utopian idea of how the free market would lower costs based on doctors coming up with their own health plans is just not feasable.  The costs of health care now are too high.  The standards are high, the technology costs are high, the administrative costs are high, the advancements in the health care industry cost money...  Most workers couldn't afford a plan with just a doctor, unless you were getting a really bad doctor, and healthcare, I'm sorry to tell you is something people demand high standards to be maintained.  

 

Look at the legal system...  There is no legal insurance.  Lawyers charge 300 to 400 an hour.  Imagine what the market would bear for a doctor... Not to mention the fact that a doctor has actual costs to account for!  I'm sorry, but it's a nice idea--- Just not realistic.

 

Also, can you provide a source for your Nazi's created nationalized healthcare?  LOL...  What I found is that Otto Von Bismark bagan providing insurance for healthcare...  And he's far from being considered a pre-Nazi...  Unless you think anyone that wants to maintain a nation is a pre-Nazi...  In that case, Lincoln was also a pre-Nazi...  LOL

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