Quote:Health insurance should bar for catastrophic events like surgery broken bones etc. Having normal run of the mill services like stitches simple prescriptions etc. Tied up within the massive bureaucracy of insurers and reimbursements hurts primary care providers by creating inordinate overhead. To combat this they designed concierge practices by which families pay the doctor monthly and he performs basic services. Couple that with health savings accounts and i think that's a foundation for sustainability.

Here you are saying health insurance is the problem because it's too large, and you want doctors to create monthly plans to reduce the costs...


So aren't you saying insurance is the problem? It's implied based on the fact you want to reform it...


On the concierge thing... so a family pays a couple hundred a month to the doctor for the little stuff, as you say... and then a couple hundred to the insurance companies for the big stuff?


How is that any better? I'm paying as much if not more in your scenario...

---