I mean I see what you're saying in the hypothetical, but I am pretty sure the reality and studies show different results.


That Forbes article I referenced discusses that research shows increase rates have leveled off. In addition, the idea of segregating health pools increase costs of the two separate pools.


That's the whole point of the mandate. You're talkin about the pool as a service. It's not, it's a population of costs and risks. The more diverse the risk pool, the easier it would be to mitigate catastrophic events that occur for insurers, and thus less premiums for the customers.


And dunah dunnnah dunnah isn't helpful. I'm gonna need to buy a vowel and a couple more notes

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