Quote:I see your point, but it isn't the job of the government to make people responsible. Putting more money in someones pocket gives them a chance to do more good for themselves whether that means paying down debt, investing in your retirement, or doing a home remodel. 

 

I guess what confuses me about your post is it sounds like you are proposing for the gov't to tax the crap out of people and keep them down so they are unable to get themselves in financial trouble.

no its not the job of the government to make people responsible...

 

Yes putting money in someones pocket gives them the chance to do stuff they want and need...BUT people always want what they dont have....So what do they do? The crunch the numbers and say ok we make this much, we pay out this much so we have "extra money...I think I'll buy a new boat...now it takes almost every penny they make just to pay the bills...THAT's what people do...

 

I don't want the government to tax the crap out of people, I'm just saying that people(most of them them) are going to spend whatever money they make until they have very little left after paying bills, so no matter how much someone makes, they will spend up to and beyond what they make

 

I have 2 mortgage payments (house I live in and house we bought next door) and 2 vehicle payments...wife wants new furniture...guess what that means, another monthly payment to subtract from what is left of our pay is fixin to hit us LOL 

---