Quote:I actually do have a HSA which is something that the Bush administration pushed.  However, because of the Obamacare rules I have to purchase insurance for things that I'll never need and/or never use.

 

 

 

But that's the way insurance works.  If people only purchase insurance for things they are likely to file a claim for, the insurance companies will be bankrupted. 

 

If we're going to pass a law that says insurance companies cannot reject people because of pre-existing conditions, we have to have a mandate so healthy people will also purchase insurance.  Otherwise, only sick people will purchase health insurance. 

 

That's why this whole idea of doing away with the mandate while keeping the part about not rejecting people for pre-existing conditions is bound to fail.  It would bankrupt the insurance companies. 

---