Quote:Is that why so many were uninsured or being denied coverage because of pre-existing conditions? Where is your proof it was better? Better in what way?

 

People are uninsured because the system attributes responsibility for providing coverage to employers instead of individuals. People with pre-existing conditions should have a consequence for that condition, or else they aren't buying insurance at all. Insurance against risk is very different from financing against fact, and buying a policy to pay for treatment for an existing condition is a losing proposition for the payer. Insurers are also the problem when they drop subscribers who end up with an expensive illness, they violate the spirit of the concept of insurance all the time. Finally, the current system cut reimbursement to providers to subsidize the poor under the ACA. The hospital associations agreed to that contingent on the expansion of Medicaid and a forecast of a significantly higher number of the insured to virtually eliminate the issue of the uninsured. Now that those 2 things have bombed, the hospitals want their payment cuts restored. It's going to be a bad time for everyone when the uncertainty in Washington starts to clear. The free market could solve all these problems, but no one is willing to turn it loose. Instead we're chasing the failing socialist models in other places where, not long from now, bankruptcy and forced suicide will be the problem and solution of the day.

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