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The Credit System scam
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Am I the only one who thinks the Credit Score (FICO) system is a complete joke? It's like ESPNs QBR, no one is quite sure how the score is calculated.
For instance, my wife and I are looking to buy a house so I made some big payments on my Credit Cards to lower my utilization, I did not pay them off completely. Everything else remained the same. Well in doing so, my score went down 18 points.... Just ridiculous, sorry I paid you guys a couple thousand dollars.
IT WAS ALWAYS THE JAGS
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