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The Credit System scam

  • Offline jagibelieve
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#12
01-31-2017, 03:30 PM

Quote:Am I the only one who thinks the Credit Score (FICO) system is a complete joke? It's like ESPNs QBR, no one is quite sure how the score is calculated.


For instance, my wife and I are looking to buy a house so I made some big payments on my Credit Cards to lower my utilization, I did not pay them off completely. Everything else remained the same. Well in doing so, my score went down 18 points....


Just ridiculous, sorry I paid you guys a couple thousand dollars.
 

Did you by chance close any accounts?  As funny as it seems, having less credit available to you can actually lower your score.


There are 10 kinds of people in this world.  Those who understand binary and those who don't.
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Messages In This Thread
The Credit System scam - by imtheblkranger - 01-31-2017, 09:10 AM
The Credit System scam - by WingerDinger - 01-31-2017, 09:48 AM
The Credit System scam - by pirkster - 01-31-2017, 10:46 AM
The Credit System scam - by imtheblkranger - 01-31-2017, 12:40 PM
The Credit System scam - by Bchbunnie4 - 01-31-2017, 12:41 PM
The Credit System scam - by imtheblkranger - 01-31-2017, 12:42 PM
The Credit System scam - by imtheblkranger - 01-31-2017, 12:45 PM
The Credit System scam - by OrmondBchFan - 01-31-2017, 01:45 PM
The Credit System scam - by Minorcan - 01-31-2017, 02:22 PM
The Credit System scam - by UCF Knight - 01-31-2017, 02:44 PM
The Credit System scam - by B2hibry - 01-31-2017, 03:25 PM
The Credit System scam - by jagibelieve - 01-31-2017, 03:30 PM
The Credit System scam - by imtheblkranger - 01-31-2017, 03:39 PM
The Credit System scam - by pirkster - 01-31-2017, 08:49 PM
The Credit System scam - by enigma - 01-31-2017, 09:35 PM
The Credit System scam - by realtorpat - 01-31-2017, 09:41 PM
The Credit System scam - by imtheblkranger - 01-31-2017, 11:26 PM
The Credit System scam - by VisitingCobra - 02-01-2017, 12:34 PM
The Credit System scam - by VisitingCobra - 02-01-2017, 12:40 PM
The Credit System scam - by Jamies_fried_chicken - 02-01-2017, 12:50 PM
The Credit System scam - by Senor Fantastico - 02-01-2017, 05:30 PM
The Credit System scam - by Jagwired - 02-02-2017, 09:50 AM
The Credit System scam - by UCF Knight - 02-02-2017, 11:16 AM
The Credit System scam - by pirkster - 02-02-2017, 11:52 AM
The Credit System scam - by HURRICANE!!! - 02-02-2017, 02:51 PM
The Credit System scam - by jagibelieve - 02-02-2017, 05:03 PM
The Credit System scam - by pirkster - 02-02-2017, 05:17 PM
The Credit System scam - by jagibelieve - 02-02-2017, 05:41 PM
The Credit System scam - by JagFanatic24 - 02-02-2017, 08:22 PM



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