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The Credit System scam

  • Offline HURRICANE!!!
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#25
02-02-2017, 02:51 PM

Quote:Am I the only one who thinks the Credit Score (FICO) system is a complete joke? It's like ESPNs QBR, no one is quite sure how the score is calculated.


For instance, my wife and I are looking to buy a house so I made some big payments on my Credit Cards to lower my utilization, I did not pay them off completely. Everything else remained the same. Well in doing so, my score went down 18 points....


Just ridiculous, sorry I paid you guys a couple thousand dollars.
 

It's totally stupid !!  My wife and I are both over 800 points and was told that if we shut off a few of our credit cards or request a reduction to our line of credit, our score would go down.   What the heck !!   
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Messages In This Thread
The Credit System scam - by imtheblkranger - 01-31-2017, 09:10 AM
The Credit System scam - by WingerDinger - 01-31-2017, 09:48 AM
The Credit System scam - by pirkster - 01-31-2017, 10:46 AM
The Credit System scam - by imtheblkranger - 01-31-2017, 12:40 PM
The Credit System scam - by Bchbunnie4 - 01-31-2017, 12:41 PM
The Credit System scam - by imtheblkranger - 01-31-2017, 12:42 PM
The Credit System scam - by imtheblkranger - 01-31-2017, 12:45 PM
The Credit System scam - by OrmondBchFan - 01-31-2017, 01:45 PM
The Credit System scam - by Minorcan - 01-31-2017, 02:22 PM
The Credit System scam - by UCF Knight - 01-31-2017, 02:44 PM
The Credit System scam - by B2hibry - 01-31-2017, 03:25 PM
The Credit System scam - by jagibelieve - 01-31-2017, 03:30 PM
The Credit System scam - by imtheblkranger - 01-31-2017, 03:39 PM
The Credit System scam - by pirkster - 01-31-2017, 08:49 PM
The Credit System scam - by enigma - 01-31-2017, 09:35 PM
The Credit System scam - by realtorpat - 01-31-2017, 09:41 PM
The Credit System scam - by imtheblkranger - 01-31-2017, 11:26 PM
The Credit System scam - by VisitingCobra - 02-01-2017, 12:34 PM
The Credit System scam - by VisitingCobra - 02-01-2017, 12:40 PM
The Credit System scam - by Jamies_fried_chicken - 02-01-2017, 12:50 PM
The Credit System scam - by Senor Fantastico - 02-01-2017, 05:30 PM
The Credit System scam - by Jagwired - 02-02-2017, 09:50 AM
The Credit System scam - by UCF Knight - 02-02-2017, 11:16 AM
The Credit System scam - by pirkster - 02-02-2017, 11:52 AM
The Credit System scam - by HURRICANE!!! - 02-02-2017, 02:51 PM
The Credit System scam - by jagibelieve - 02-02-2017, 05:03 PM
The Credit System scam - by pirkster - 02-02-2017, 05:17 PM
The Credit System scam - by jagibelieve - 02-02-2017, 05:41 PM
The Credit System scam - by JagFanatic24 - 02-02-2017, 08:22 PM



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