Just so I understand, you are suggesting that anyone who has their student debt "forgiven" stop paying into social security (assuming they are even employed), in lieu of not being eligible for social security when they retire?

How would the responsible adults who paid off their debt be rewarded? By being allowed to collect their social security when they retire?

Lot of moving parts here. Lets cut to the root of the problem and put some of the accountability back on the schools, otherwise this is a continuous problem that can't be fixed with your solution.

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