I still think if your going down this road it should be tied to social security.

If you write off or cancel 20k in student loans deduct 20k from social security paid to that individual at retirement. That would lighten the demand on social security in the future, provide this "relief" they're claiming is needed and not cost the tax payers anything long term. Think of it as an advance on social security applied to their loans. In reality most of them won't see a dime of social security but pay into it most of there working lives anyway.

But the way it's being done now, hard no bad idea. And I have student loans I'm paying on. It'll cost me more in inflation then they're forgiving in the long run.

I agree with this.
I think most of us will get the social security we were promised, but whether the COLA payments keep pace will be a separate question.  Other than that I agree.

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My fellow southpaw Mark Brunell will probably always be my favorite Jaguar.

I still think if your going down this road it should be tied to social security.

If you write off or cancel 20k in student loans deduct 20k from social security paid to that individual at retirement. That would lighten the demand on social security in the future, provide this "relief" they're claiming is needed and not cost the tax payers anything long term. Think of it as an advance on social security applied to their loans. In reality most of them won't see a dime of social security but pay into it most of there working lives anyway.

But the way it's being done now, hard no bad idea. And I have student loans I'm paying on. It'll cost me more in inflation then they're forgiving in the long run.

This is a great idea. I wouldn't be at all mad about a policy like this.

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I remember watching a season of This Old House on PBS several years ago and they were working in partnership with Mike Rowe in trying to get kids interested in working in the trades since there is a huge shortage. The majority of skilled trades workers are aging out of the work force and there aren't enough people coming in to replace them.

I used to wonder why going to college was pushed so hard in television shows, movies and schools. Especially after the first time I heard years ago from a coworker that you don't go to college to learn a career you go for the experience. That made 100% no sense to me. Why are you going to go into that kind of debt for an experience? I understand now. They push it so they can indoctrinate you. I didn't see it for a long time and still don't want to believe it, but they're no longer even trying to hide it. They're calling it what it is.

Pushing college and ignoring the trades makes this country weaker by not giving people the chance to own their business, work for themselves, make good money and owe barely anything for learning their trade. It's definitely pushing ideas that harm this country and putting folks in the position to be bought for votes.

I haven't been enrolled at any university for 12 years, and they were both public and both in Florida, but I have to disagree HARD with the idea that its about indoctrination.  I took engineering classes.  Other than the psych class I had to take as a Gen Ed, there was literally zero content with any kind of social or political angle at all. I had friends who were English majors, History majors, and political science majors.  All of them were politically conservative and remain so today.  None of them reported that they were subjected to pressure to "convert" politically.  

I mean there is no denying that certain universities have developed reputations as super liberal places, and those reputations get reinforced by students and professors that are already liberal choosing to go there over the years.  But most universities aren't like that.  

I agree that the media and entertainment have massively normalized a "you've failed if you don't go to college" attitude.  But I think they may have been following the lead of the masses, rather than leading.  The de-industrialization of America starting in the mid 1980s said that the jobs of yesterday wouldn't be available for the workers of tomorrow. Parents saw this and believed it and warned their kids accordingly.  And the prophesy has proven true, even though many of the new jobs ended up not really needing college.  

So yes, we as a country could have reacted better to these pressures, but, it wasn't about indoctrination. 

Also, I've helped hire people and I'm friends with recruiters.  It's true that there are many jobs saying they require a degree when there's nothing in the job duties to suggest you needed that degree.  But what these managers are really saying, in many cases, is they don't want 18 year olds to apply.  You can't come out and say that in a job post, of course, but that's what they mean.

Well, let's just stop learning 12 years ago.

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I still think if your going down this road it should be tied to social security.

If you write off or cancel 20k in student loans deduct 20k from social security paid to that individual at retirement. That would lighten the demand on social security in the future, provide this "relief" they're claiming is needed and not cost the tax payers anything long term. Think of it as an advance on social security applied to their loans. In reality most of them won't see a dime of social security but pay into it most of there working lives anyway.

In theory it's great, until you end up with a bunch of people who can't support themselves and have no income. That will put even more pressure on services and support. Instead of being able to maybe support themselves, those people won't be able to live without someone else paying.

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I still think if your going down this road it should be tied to social security.

If you write off or cancel 20k in student loans deduct 20k from social security paid to that individual at retirement. That would lighten the demand on social security in the future, provide this "relief" they're claiming is needed and not cost the tax payers anything long term. Think of it as an advance on social security applied to their loans. In reality most of them won't see a dime of social security but pay into it most of there working lives anyway.

But the way it's being done now, hard no bad idea. And I have student loans I'm paying on. It'll cost me more in inflation then they're forgiving in the long run.

20k now is not the same as 20k 30 years from now.  We'd need to take all the cola adjustments for the next 30 years as well.  20k right now is the same as about 80k 30 years from now if we average 5% inflation.   

And another point- if, as you say, most of them won't see a dime of social security, how are we making up for this expenditure by taking their non-existent social security?  

I agree with you overall- hard no on writing off student loans.  Very bad idea.  It adds to inflation, and rewards irresponsibility.

In the words of Kimberly Strassel in the Wall Street Journal:

"In the name of paying off that powerful voting bloc known as “overeducated and underemployed deadbeats,” Mr. Biden is dumping on his own inflation message, dividing his party, and insulting any American who has ever worked, saved or paid a bill."

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https://www.axios.com/2022/08/26/gop-ad-...-loan-plan

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College is not a jobs training program, too many people think that's all education is for and it's simply not. Higher education is supposed to provide the knowledge and skills to propel society forward while also preserving our culture and history. It's not to churn out mindless drones to work in a cube farm or to be political "activists." This also reflects in the minimum educational requirements for entry level positions, too many decent occupations require college degrees that they don't really need when they're just entering the workforce.

I get what you're saying. That's what higher education was about. It still is to a degree but now it's mostly about indoctrination. 

Education allows people to make informed decisions. Indoctrination decides for the people- they just don't know it, or don't care.

It's interesting to me how people always think other people are the ones indoctrinated.

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“An empty vessel makes the loudest sound, so they that have the least wit are the greatest babblers.”. - Plato

The problem with all this is the loan structure not the loans.

In 1980 college was $3k a year and the interest on that loan once it was paid back was $180.

Today college is $20k a year and the interest on that loan once it's paid back is $18k.

The difference is in the regulation not the need for or usefulness of the loan.

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“An empty vessel makes the loudest sound, so they that have the least wit are the greatest babblers.”. - Plato

I called the department of Education about 7 years ago and offered to negotiate a one time payment of 15K (lump sum) to settle it once and for all. They turned me down. The Woman said and I quote "Its not a good deal for the government" at that time it was a 50% reduction in what I owed...

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"If you always do what you've always done, You'll always get what you always got"

I called the department of Education about 7 years ago and offered to negotiate a one time payment of 15K (lump sum) to settle it once and for all. They turned me down. The Woman said and I quote "Its not a good deal for the government" at that time it was a 50% reduction in what I owed...

Exactly, they've intentionally structured the entire system to be profitable for the government and their cronies.

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“An empty vessel makes the loudest sound, so they that have the least wit are the greatest babblers.”. - Plato

I called the department of Education about 7 years ago and offered to negotiate a one time payment of 15K (lump sum) to settle it once and for all. They turned me down. The Woman said and I quote "Its not a good deal for the government" at that time it was a 50% reduction in what I owed...

Just remember now that you have willingly become a recipient of welfare on the taxpayers dime that you should never speak to the ills of wealth re-distribution or the welfare state ever again. Don't be a deadbeat, pay your loans back dude . They have given you years obviously.

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Looking to troll? Don't bother, we supply our own.

 

 

I called the department of Education about 7 years ago and offered to negotiate a one time payment of 15K (lump sum) to settle it once and for all. They turned me down. The Woman said and I quote "Its not a good deal for the government" at that time it was a 50% reduction in what I owed...

Just remember now that you have willingly become a recipient of welfare on the taxpayers dime that you should never speak to the ills of wealth re-distribution or the welfare state ever again. Don't be a deadbeat, pay your loans back dude . They have given you years obviously.

Willingly? I didn’t ask for him to do this. What, do want me to jump and down screaming for them to take my money? I should note, I have already paid more than 60% of my loan off and offered to pay an additional 15k in one lump sum, they should have taken the offer.

Go pound sand…

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"If you always do what you've always done, You'll always get what you always got"

Take the handout. Everyone else is. I have 10% military disability, and I don't mind taking my check, but I don't boast about it. It is what it is. It's the people bragging about this that have really turned the dagger.

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I get what you're saying. That's what higher education was about. It still is to a degree but now it's mostly about indoctrination. 

Education allows people to make informed decisions. Indoctrination decides for the people- they just don't know it, or don't care.

It's interesting to me how people always think other people are the ones indoctrinated.

Indoctrination is the intentional shaping of someone's mind to think a certain way. I don't really mind people trying to convince others to share a similar mindset. It's not always bad. Everyone is indoctrinated to a degree, so it makes perfect sense that people can see it in others.  

However, the left is attempting to legislate away the right's ability to share their ideology while simultaneously expanding their abilities. Once again, this is not accidental. It's part of their philosophical strategy, but people who are unlearned will just say that's a "conspiracy," even though there's a ton of literature to support that idea. They designed education to be their indoctrination centers and want to make it easier for people to attend.

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Take the handout. Everyone else is. I have 10% military disability, and I don't mind taking my check, but I don't boast about it. It is what it is. It's the people bragging about this that have really turned the dagger.

Ya I get that, I don't think I am "bragging" not much to brag about really. And besides YOU EARNED your disability, no one faults you for getting what you sacrificed for. But, I have zero control over what Brandon is doing. But I ain't gonna cut them a check now...

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"If you always do what you've always done, You'll always get what you always got"

Just remember now that you have willingly become a recipient of welfare on the taxpayers dime that you should never speak to the ills of wealth re-distribution or the welfare state ever again. Don't be a deadbeat, pay your loans back dude . They have given you years obviously.

Willingly? I didn’t ask for him to do this. What, do want me to jump and down screaming for them to take my money? I should note, I have already paid more than 60% of my loan off and offered to pay an additional 15k in one lump sum, they should have taken the offer.

Go pound sand…

Whatever deadbeat. How generous of your deadbeat self to pay back a whopping 60% of what you owed. Mighty stand up of you. Buuuwhaaahaaahaa!! Pound that sand.

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Looking to troll? Don't bother, we supply our own.

 

 

Willingly? I didn’t ask for him to do this. What, do want me to jump and down screaming for them to take my money? I should note, I have already paid more than 60% of my loan off and offered to pay an additional 15k in one lump sum, they should have taken the offer.

Go pound sand…

Whatever deadbeat. How generous of your deadbeat self to pay back a whopping 60% of what you owed. Mighty stand up of you. Buuuwhaaahaaahaa!! Pound that sand.

At least you make yourself laugh, its important to be able to laugh at yourself. Keeps you grounded, next to the sand...

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"If you always do what you've always done, You'll always get what you always got"

Whatever deadbeat. How generous of your deadbeat self to pay back a whopping 60% of what you owed. Mighty stand up of you. Buuuwhaaahaaahaa!! Pound that sand.

At least you make yourself laugh, its important to be able to laugh at yourself. Keeps you grounded, next to the sand...

I'm clearly laughing at your hand out self. #brokeasajoke

Yo, you want to sell your EBT card. I'm currently offering 15 cents on the dollar?

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Looking to troll? Don't bother, we supply our own.

 

 

At least you make yourself laugh, its important to be able to laugh at yourself. Keeps you grounded, next to the sand...

I'm clearly laughing at your hand out self. #brokeasajoke

Yo, you want to sell your EBT card. I'm currently offering 15 cents on the dollar?

Why are you such an angry little man. You definitely strike me as the criminal type. So you take advantage of welfare recipients a lot?  Man, that's just ugly...

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"If you always do what you've always done, You'll always get what you always got"