(02-22-2021, 06:26 PM)The Real Marty Wrote:

(02-22-2021, 04:40 PM)HURRICANE!!! Wrote: Rephrase -- what do you consider satisfactory returns?  Just curious to be truthful because i know the day will come when 5% annual returns will be a welcome site.

Whether a return is satisfactory or not depends on your particular situation and the amount of risk you are taking.  In my situation, I am not looking for any particular return.  I try to divine what is the worst case scenario, and I try to allocate my assets to avoid it.  

I say to myself, what is the dumbest thing I could possibly do?  I don't do that thing.  Then I think, what is the most likely bad scenario?  And I hedge my investments to avoid that bad scenario.  

It's the polar opposite of what you are doing.