The market did well last week and after today it's doing even better.  The DOW briefly rose above 24,000 though it came back down just a bit.  The NASDAQ "officially" exited "bear market territory".  I think that there is a lot of restlessness right now and people are eager to get back to work.

If I was going to guess I would say that portions of the economy are going to start opening back up by the end of the month.

Meanwhile if people in 401k's had simply just kept contributing they would have gotten some great stocks at a great price.  Me being an investor on my own I'm very near to breaking even YTD.  I'm sure that institutional investors are probably doing much better than me, hence 401k's are probably doing quite well right now.

I'll re-evaluate the situation next week and perhaps adjust accordingly.  I'm looking hard at "dipping in" a bit more.

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