(04-20-2023, 02:03 PM)americus 2.0 Wrote:

(04-20-2023, 08:51 AM)homebiscuit Wrote: I have no problem with paying small subsidies to help other folks afford a house. As it states in this article, it equates to about $40 a month for a $400k mortgage. It’s not much. But the very premise of forwarding loans to people with less than ideal credit seems like a recipe for 2008 all over again. 

https://nypost.com/2023/04/16/how-the-us...od-credit/

It would seem to benefit someone to somehow lower their credit score or just not build it so high for this to work in their favor. 

Folks with not excellent credit probably don't need to be buying a $400K house in the first place. 

It's like the industry never learns from the past.