FSG is right. And so is SC1. The system is being abused at both ends and the best way to end the abuse is to make sure the student isn't handling the money. Then the student's lifestyle choices outside class become irrelevant. The government should be granting money to the schools, and the schools should be matching that money with their own then loaning it out to the students who can't afford tuition. If the student cries poverty after graduation, that becomes the school's problem. Suddenly the needy but talented student looking for entry into the middle class may not be permitted to major in lower-paid areas of study. Or tuition goes down. One of the two.

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