Quote:And the solution we came up with to that exact situation was to require the insurance company regardless of where they're located to cover diabetes even if the customer had diabetes before they bought the plan. So that eliminated the low cost insurance option for everyone across the board, and then once we ensured the price would sky rocket we made it illegal to not purchase it! Brilliant!

This is a solution to a problem that should not exist. Health insurance is the root of our medical system's problem. Not only to patients but to doctors. My SO doesn't get paid half the time (and hence her patients dont get bills paid off) because fight nearly every claim made to them. You pay for a product you don't get as you should. Obviously that is anecdotal and not the case for everyone. Just like the idea that the insurances costs have skyrocketed across the board is not the case for everyone. 

 

I do agree, however, that the ACA is a flawed piece of legislation. It does not fix the major problems it just patches a couple of issues like pre-existing condition denial and healthcare for poor. 

 

Also, I am no expert, but isn't the theory that by forcing all plans to basically cover the same things should in fact force the market to compete with itself in the only way left. The actual cost to the consumer, assuming they would never collude on pricing right?

---