Quote:not entirely true...people who work for sub contractors on my projects get laid off every winter for about 4 months...none of them pay COBRA because it's very expensive to pay out of pocket...It's not supposed to be but it is...when they go back to work, they have to wait the full waiting period all over again to be eligible for health care again and many times their employer has changed health care providers at the beginning of the year...The insurance companies make them fill out the same application as a new hire (since they no longer had them as your provider) and they have been without insurance for about 4 months, but they take pre existing conditions

When I lived up in NH for a couple years, I worked for a ball bearing plant that produced ball bearings for missles and bombs (specifically the Jdam bomb), and that seasonal shut down sucks. It was roughly 2-3 months for us. Then again, waking up at 4:30am and walkin outside to go to work and it's -30 degrees outside, feels like your lungs and sinuses instantly freeze shut..

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