Quote:There's a middle ground.
An insurance company has to cover pre-existing conditions only if the person already has insurance.
If you change jobs and switch from one insurance company to another, the new company has to accept you. If you lose your job, then you need to keep up the insurance payments through COBRA.


 

But flsprtsgod is right. Those problems go away if individuals, rather than corporations, bought policies. A good start would be for medical insurance to be tax exempt. Corporations get to write it off as an operating expense, but individuals don't.

The red is bad, and that is how it used to be before Obamacare. Screws a lot of people. I completely agree with the second paragraph tho. We really need to transition away from Employer Sponsored Healthcare plans. Employers (especially large ones) have shown time and time again that they won't do right by their employees (think Enron etc). Healthcare should not be dependent on your job status. It lets too many things fall thru the cracks.

 

We would be better off with a completely cash system (fee for service), or a true government option, but what we have now is a crony system where everyone loses. People shouldn't go bankrupt just because they get sick. For profit insurance (or hospitals for that matter) has no place in healthcare IMO. 

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