Quote:I'm not sure you read my entire post. The additional policies that insurance companies have to write because of the mandate are not ones that they have to fulfill. The mandate is what's forcing healthy people to buy health insurance. So the additional policies they write are not going to result in a lot of claims. So when you say they cannot write more policies then they can fulfill that is irrelevant because the mandate is forcing healthy people to sign up. Not unhealthy people.

You are banking on a false narrative of a mandatory majority being healthy when that is not the case at all. With forced, subsidized health care regardless of pre-existing conditions, you are dramatically increasing demand, but in fact, the supply of medical care either remains the same or drops. In the case of ACA, healthcare services have actually dropped. This is not speculation but fact. We witnessed this for the upcoming ACA fiscal year. There have been nearly across the board increases in deductibles and monthly payments for ACA and it will continue this way as providers drop out. If you go the other direction with Medicaid/Medicare for all, which is rapidly starting to head that direction with record registrations, you have an even bigger issue. Doctors will be forced to close up shop because they can't afford to stay in practice, nor is there really any incentive. Lower pay, less providers, longer wait times, insufficient care.

---