Quote:Obamacare proved that without the option for non participation price control is impossible. If everyone was forced to buy car insurance the price would sky rocket because it's mandatory participation. The cost of insurance has nothing to do with claims paid out, that's the line they sell you. It has everything to do with supply and demand. Infinite demand equates expensive supply.

 

Actually if everyone was forced to buy car insurance, I imagine someone would create a car insurance company that sold insurance to people without cars.  $5.00/month (unless there were vouchers, at which point I imagine the price would rise).  They would then get the business of everyone who didn't own cars, and almost never have to actually work a claim.

 

Healthcare costs rose because there were people with pre-existing conditions that now have to be covered by Insurance Companies.  It's not like they can create a health insurance company for people who don't go to the doctor--or at least not without being absolutely worthless.  Because while not everyone has a car, everyone does have a body.  The risk is there.

 

 

Quote:My personal view is that I am subsidizing the health care of people who eat too many potato chips and drink too many milk shakes.

So long as you have health insurance, you're subsidizing the health insurance of people who eat too many potato chips, people who smoke, etc... I mean that's basically what health insurance is.  Healthy People make up for the unhealthy people--otherwise insurance companies wouldn't make a profit.  

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