This is my first year doing an HSA. I think it is great, especially when my premiums are dirt cheap, but........ if someone has a HDHP and has a catastrophic event before being able to accumulate enough in their HSA to cover their deductible, then I can see that as a pretty serious problem.

 

If you are lucky enough to actually be able to accumulate a decent sized medical nest egg in your HSA while avoiding a catastrophic event, then they are awesome. 

 

I only know what my company does as far as HSA's, but do any companies out there do contribution matching for HSA's? That seems like a good idea, but they would obviously need to raise the contribution limits if that were to happen.

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