Quote:Not true.  I have had employers give me a choice.  Either they pay for health insurance under the plan that they negotiated, or pay me a higher salary.  The fact of the matter is, people in general are lazy and want someone else to do their shopping for them.

 

Case in point.  My wife and I both worked for the same company that offered a "health benefit".  It was too expensive so we both opted out and got a higher salary.  We shopped around and found a plan that suited our needs for less money than it would have cost us by accepting the "health benefit" offered by the employer.