Quote:not to mention there are damm few employers who give you that choice...very few people can afford health insurance out of their own pocket

 

On the contrary, a vast majority can afford it.  Take a look at what people pay for a cell phone and a plan to go along with it.  Most of them buy cell phone insurance on top of it.  It's all a matter of perspective and priority.  Is the newest iPhone with unlimited data and insurance more important than health insurance?

 

Another case in point.  There is a woman that works in our building as a janitor.  She has the latest "smart phone" that she is constantly on.  She posts regularly to social media sites, plays games, etc.  She even bragged about her "unlimited data plan" when she got it.  She was diagnosed with breast cancer and was then "complaining" on social media that she couldn't afford insurance and couldn't afford to take time off of work in order to undergo treatment.

 

The company in turn bent over backwards in order to hold her position while she underwent treatment paid for by medicaid.  She was sure to "update her status" on social media and had her "smart phone" with her throughout the treatment process.  Meanwhile you (assuming that you actually pay taxes) and I paid for her treatment.

 

We're not talking about a "young woman" in her 20's or 30's, we're talking about a women in her upper 40's (single mom, etc.).  If she's that irresponsible regarding her health, she's probably pretty irresponsible when it comes to retirement.

 

My point is though, she could have gotten by with a simple phone rather than a "smart phone" and had some money to pay for health insurance.  I can't honestly say for sure, but I'll bet that she probably has cable/satellite television in her home as well.

 

Take a look at your own television/cell phone expense and tell me that it's not enough to pay for health insurance.

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