Quote:If insurance companies were not forced to to accept pre existing conditions, we could never switch jobs or insurance companies because the insurance companies most certainly would not cover any pre existing condition...What would happen to people with Diabetes and such? That's the reason for mandating that they accept pre existing conditions...

You're still missing it. There is no such thing as life INSURANCE for your dead relative. It causes the actuarial foundation to collapse. The answer is decoupling insurance from employment and making it basic and affordable. The solution for the chronically ill should be separate. Dragging the 99% into general insolvency is not mathematically sustainable.

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