Cleanest way to do it IMO with the current conferences is to guarantee winners of the SEC, ACC, Big 10, Big 12 and PAC 12 automatic playoff berths. Add 3 at large berths and guarantee one of the 3 to any of the smaller conferences who produce an undefeated team. There’s always going to be an odd man out, but this playoff format guarantees every team has a path to the championship. Right now, UCF has beaten every team they’ve played and deserves a system that gives them an opportunity. I think they’d probably lose against better competition, but they as a team and we as an audience deserve to see how it unfolds.

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