Coronavirus ---  shifted 90% of our 401k to bonds for the time being.

Rebalanced to 35% Large Cap, 27% Mid Cap, and 38% Bonds.     Got a warning about excessive trading so I'm pretty much restricted from trading until Q2 (April) or I can do 1 more trade in Q1 and face a 1-year trade restriction period.

I guess I'll stick with my diverse mix for now and see how things evolve moving into April.  Hoping to retire in 3 years (or 4 years max).   I almost hate to say it but 1 more Trump term would most likely get me there.  Bernie scares the heck out of me.  Biden would likely be status quo.

Depending on the Bond type, you are taking a beating right now. Don't let fear make you chase the market, as trends are showing bonds not correlating to recent market swings. You need to "Risk it for the biscuit" until retirement! Now, if Bernie looks to get elected, we should all panic!

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The impact of a virus on the performance of 30 companies is really starting to make me question if I should just be in real estate full time with my investments.

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The impact of a virus on the performance of 30 companies is really starting to make me question if I should just be in real estate full time with my investments.

If talking as a means of passive income...sure. I park my money in Government Securities, Large Cap, Science & Tech, Precious Metals, and Emerging Markets (World Growth). It tends to have huge gains in the Bull Market and doesn't take too big a hit in panic trading. I accept the risk in hopes that 10 years from now it will be a large golden egg!

I think this recent correction based on panic is a short term ordeal but welcomed. This is an example of how U.S. companies need to pull back from reliance on China as an economic crutch. The push for global diversification by the Trump admin. through all these new trade deals appears genius in hindsight.

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Rebalanced to 35% Large Cap, 27% Mid Cap, and 38% Bonds.     Got a warning about excessive trading so I'm pretty much restricted from trading until Q2 (April) or I can do 1 more trade in Q1 and face a 1-year trade restriction period.

I guess I'll stick with my diverse mix for now and see how things evolve moving into April.  Hoping to retire in 3 years (or 4 years max).   I almost hate to say it but 1 more Trump term would most likely get me there.  Bernie scares the heck out of me.  Biden would likely be status quo.

Depending on the Bond type, you are taking a beating right now. Don't let fear make you chase the market, as trends are showing bonds not correlating to recent market swings. You need to "Risk it for the biscuit" until retirement! Now, if Bernie looks to get elected, we should all panic!

Just using the bond funds to protect a portion of our investment -- yes, it's boring and somewhat regretful on good days but it's a nice stable fund on a day like today.  Once the market bottoms out (over the next month) we'll get more aggressive again.   I'm a risk taker by nature and it's paid off over the past 20 years but I'm kind of going into protection mode a bit to protect our 50% returns (in the aggregate) over the past few years.

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The impact of a virus on the performance of 30 companies is really starting to make me question if I should just be in real estate full time with my investments.

We're actually thinking about liquidating our investment homes now that they are back to the peak levels of 2008.  I find the older I get, even the simplest of repair requests are starting to annoy me.  I used to love it but now i just look forward to the monthly electronic rent deposits -- luckily we seem to be able to hold on to our tenants long term which alleviates the cash deficits due to vacancy and transition upkeep.

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The impact of a virus on the performance of 30 companies is really starting to make me question if I should just be in real estate full time with my investments.

We're actually thinking about liquidating our investment homes now that they are back to the peak levels of 2008.  I find the older I get, even the simplest of repair requests are starting to annoy me.  I used to love it but now i just look forward to the monthly electronic rent deposits -- luckily we seem to be able to hold on to our tenants long term which alleviates the cash deficits due to vacancy and transition upkeep.

True,

I think one of the keys if you intend to be a long term rental property investor is to factor in property management when doing your cash flow analysis even if you intend to manage the properties yourself in the beginning. There are so many advantages tax wise as well.

Good long term tenants certainly increase the appeal of owning rental property, but that can't always be the case unfortunately.

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Good time to buy Carnival. Down 10% last time I looked.

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We're actually thinking about liquidating our investment homes now that they are back to the peak levels of 2008.  I find the older I get, even the simplest of repair requests are starting to annoy me.  I used to love it but now i just look forward to the monthly electronic rent deposits -- luckily we seem to be able to hold on to our tenants long term which alleviates the cash deficits due to vacancy and transition upkeep.

True,

I think one of the keys if you intend to be a long term rental property investor is to factor in property management when doing your cash flow analysis even if you intend to manage the properties yourself in the beginning. There are so many advantages tax wise as well.

Good long term tenants certainly increase the appeal of owning rental property, but that can't always be the case unfortunately.

Agree.  We definitely ran at a cash flow deficit but have some nice losses that will help to offset the gains we'll recognize due to the increase in property values.

Just sucks to have to drink cheap Sky vodka knowing your $$ is tied up in in non-liquid assets.

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The market took a major hit today, but don't expect it to last long.  Smart investors are buying at wholesale prices.  Look for a move to the positive by the end of the week.  In the meantime take profits where you can and stand by.  I think the market is rattled not only by the Corona virus, but also the thought that Bernie Sanders is the leading democrat nominee.  Think about the possibility of the nation turning socialist.  Our capitalist economy would crumble with a socialist in The White House.

I suspect a turn-around after a few days.

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There are 10 kinds of people in this world.  Those who understand binary and those who don't.

The market took a major hit today, but don't expect it to last long.  Smart investors are buying at wholesale prices.  Look for a move to the positive by the end of the week.  In the meantime take profits where you can and stand by.  I think the market is rattled not only by the Corona virus, but also the thought that Bernie Sanders is the leading democrat nominee.  Think about the possibility of the nation turning socialist.  Our capitalist economy would crumble with a socialist in The White House.

I suspect a turn-around after a few days.

Bernie's not much of a threat, even in office. To effect the kind of change he wants, sweeping laws would have to be passed. Want to see a pissed off mama bear? Watch what the wealthy and the Wall Street lobbyists do amassed on K street. Bernie would look like a salmon swimming upstream.

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Good time to buy Carnival. Down 10% last time I looked.

This is an absolutely horrible time to buy any cruise line.  Nobody is going to want to go on a cruise after seeing that cruise ship docked with passengers unable to get off, and the Covid-19 virus slowly and steadily spreading among them.  

Sure, go buy Carnival if you are willing to risk losing 100% of your investment in order to get that 10% return if it bounces back.

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Good time to buy Carnival. Down 10% last time I looked.

This is an absolutely horrible time to buy any cruise line.  Nobody is going to want to go on a cruise after seeing that cruise ship docked with passengers unable to get off, and the Covid-19 virus slowly and steadily spreading among them.  

Sure, go buy Carnival if you are willing to risk losing 100% of your investment in order to get that 10% return if it bounces back.

Agreed.  Trying to time the market is a big no-no.

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There are 10 kinds of people in this world.  Those who understand binary and those who don't.

The market took a major hit today, but don't expect it to last long.  Smart investors are buying at wholesale prices.  Look for a move to the positive by the end of the week.  In the meantime take profits where you can and stand by.  I think the market is rattled not only by the Corona virus, but also the thought that Bernie Sanders is the leading democrat nominee.  Think about the possibility of the nation turning socialist.  Our capitalist economy would crumble with a socialist in The White House.

I suspect a turn-around after a few days.

Bernie's not much of a threat, even in office. To effect the kind of change he wants, sweeping laws would have to be passed. Want to see a pissed off mama bear? Watch what the wealthy and the Wall Street lobbyists do amassed on K street. Bernie would look like a salmon swimming upstream.

Yup.

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My fellow southpaw Mark Brunell will probably always be my favorite Jaguar.

The market took a major hit today, but don't expect it to last long.  Smart investors are buying at wholesale prices.  Look for a move to the positive by the end of the week.  In the meantime take profits where you can and stand by.  I think the market is rattled not only by the Corona virus, but also the thought that Bernie Sanders is the leading democrat nominee.  Think about the possibility of the nation turning socialist.  Our capitalist economy would crumble with a socialist in The White House.

I suspect a turn-around after a few days.

Bernie's not much of a threat, even in office. To effect the kind of change he wants, sweeping laws would have to be passed. Want to see a pissed off mama bear? Watch what the wealthy and the Wall Street lobbyists do amassed on K street. Bernie would look like a salmon swimming upstream.

Don't tell that to the moderates who don't want to vote for Trump because he's like he is, but don't want to vote for Bernie because he's a socialist whose policies would destroy the economy.   Because if Bernie isn't as much of a threat as people like me think he is, that kind of makes it easier to vote for Bernie.

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Bernie's not much of a threat, even in office. To effect the kind of change he wants, sweeping laws would have to be passed. Want to see a pissed off mama bear? Watch what the wealthy and the Wall Street lobbyists do amassed on K street. Bernie would look like a salmon swimming upstream.

Don't tell that to the moderates who don't want to vote for Trump because he's like he is, but don't want to vote for Bernie because he's a socialist whose policies would destroy the economy.   Because if Bernie isn't as much of a threat as people like me think he is, that kind of makes it easier to vote for Bernie.

Bernie Sanders is a useful idiot, nothing more.

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“An empty vessel makes the loudest sound, so they that have the least wit are the greatest babblers.”. - Plato

Bernie's not much of a threat, even in office. To effect the kind of change he wants, sweeping laws would have to be passed. Want to see a pissed off mama bear? Watch what the wealthy and the Wall Street lobbyists do amassed on K street. Bernie would look like a salmon swimming upstream.

Don't tell that to the moderates who don't want to vote for Trump because he's like he is, but don't want to vote for Bernie because he's a socialist whose policies would destroy the economy.   Because if Bernie isn't as much of a threat as people like me think he is, that kind of makes it easier to vote for Bernie.

I think the moderate Democrats will figure this out on their own.  They may be squishy soft, but they're not dumb.  That's what's so poetic about all of this.  The right got their big babbler who does nothing significant while in power, now the left gets theirs.  

Moderate Republicans (myself included) tried to shame Republicans away from voting for Trump.  "You can't support a man who crassly calls for war crimes!" Didn't work.  Now some other "moderates" are trying to tell Democrats, "you can't support a man who praises Castro's government!" Democrats would be foolish to listen.  The Republicans didn't listen. Why drop your knife when your opponent is still holding his?

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My fellow southpaw Mark Brunell will probably always be my favorite Jaguar.

Cruise Lines --- Buy 4 days get 1 month free (when they keep you quarantined on the ship)

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My vote can be bought -- $500 ..... just tell me which bubble to fill in.   I also offer a $1,000 package deal for the entire ballot.

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There are some incredible cruise deals right now. Holy crap.

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Cruise Lines --- Buy 4 days get 1 month free (when they keep you quarantined on the ship)

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My vote can be bought -- $500 ..... just tell me which bubble to fill in.   I also offer a $1,000 package deal for the entire ballot.

And by voting Dem you can do it dozens of times!!!

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Don't tell that to the moderates who don't want to vote for Trump because he's like he is, but don't want to vote for Bernie because he's a socialist whose policies would destroy the economy.   Because if Bernie isn't as much of a threat as people like me think he is, that kind of makes it easier to vote for Bernie.

I think the moderate Democrats will figure this out on their own.  They may be squishy soft, but they're not dumb.  That's what's so poetic about all of this.  The right got their big babbler who does nothing significant while in power, now the left gets theirs.  

Moderate Republicans (myself included) tried to shame Republicans away from voting for Trump.  "You can't support a man who crassly calls for war crimes loves America!" Didn't work.  Now some other "moderates" are trying to tell Democrats, "you can't support a man who praises Castro's government admits he hates America!" Democrats would be foolish to listen.  The Republicans didn't listen. Why drop your knife when your opponent is still holding his?

Your posts just get funnier and funnier.

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“An empty vessel makes the loudest sound, so they that have the least wit are the greatest babblers.”. - Plato

There are some incredible cruise deals right now. Holy crap.

I took one ocean cruise in my life, and it was like being stuck in a Las Vegas hotel.  Incredibly boring.

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