(01-10-2020, 03:29 PM)HURRICANE!!! Wrote:

(01-10-2020, 01:25 PM)flsprtsgod Wrote: I just peeked in on my asset performance...18.94% for the past 12 months.

Stupid Drumpf is gonna crush us all to death under the weight of all this money!

I'm not certain why people don't monitor performance and adjust accordingly.  I'm still kicking myself for not moving my 401k to a bond fund back in 2009.  Most recently, I moved a significant portion of my funds to Dodge and Cox which has been in fire over the past 6 months (primarily high tech NASDAQ companies).  I won't hesitate to move to a very conservative fund upon any doom and gloom scenarios.

It all depends on a person's goal(s).  I personally stay away from mutual funds and instead prefer ETF's.  Speaking for myself, timing the market is foolish and it's better to be in for the long term as well as being diversified.  I got out of 401k's when the company that holds my contract stopped any kind of matching.  Instead I have both a Roth IRA and a Traditional IRA that I contribute to (along with a brokerage account) that I manage on my own.  I don't buy or sell very often and when I do it's usually (I feel) for good reason.  I didn't do quite as well as flsprtsgod this past year, but I did beat the DOW as well as the NASDAQ and the S&P 500.  Boeing dragged me down a bit this year.

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