If you aren't beating the curve, then you don't know what you're doing. Leave it alone in a ETF that has a good 1, 3, 5, and 10 year average vs the market and you can beat the averages. A lot of funds out there above 10% annual average growth.

I found a bell cow fund that helped me grow 45% last year, while only using a fraction of my overall investments to build it.

This year starting off good, too. Today, a day most took a hit - I actually took some profit (+16% on a particular fund for the month/+10% on the day alone) and picked up a few new ETFs I'd been eyeing a while since they dipped.

The leveraged and leveraged inverse aren't for the faint of heart, that's for sure!

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