Quote:Or God forbid that kid he has in the pic has some serious life threatening disease...guess our attitudes should be...." not our problem."
It's really not your problem, though if you want to help out that's certainly within your rights.
Quote:Lol will you be one of the 24 million to lose coverage?
The people "losing" health care coverage is a media falsehood. The "losing" coverage number comes from the number of people that
choose not to buy insurance. As it stands right now, the imperial federal government forces people to either buy health insurance, or pay a tax penalty. It's wrong on so many levels.
To answer your question though, no I won't "lose" my health insurance plan and will continue to put money into my health savings account and pay for routine healthcare myself. That includes the discounted drugs that my wife takes for certain ailments as well as our routine doctor visits.
Quote:The people "losing" health care coverage is a media falsehood. The "losing" coverage number comes from the number of people that choose not to buy insurance. As it stands right now, the imperial federal government forces people to either buy health insurance, or pay a tax penalty. It's wrong on so many levels.
To answer your question though, no I won't "lose" my health insurance plan and will continue to put money into my health savings account and pay for routine healthcare myself. That includes the discounted drugs that my wife takes for certain ailments as well as our routine doctor visits.
If only the poor would just die already
Quote:Do you have your own individual policy or are you on a group plan? I thought you were a union guy, is that correct?
yes we negotiate our contract every 3 years...the union and our union negotiating team negotiates with the company every 3 years
another question...I don't think it's off topic since the title of this thread is simply titled Health Care.
I am looking at having to have back surgery possibly as early as this summer...I will more than likely become permanently disabled due to the nature of the surgery. Now if I am disabled, do I have to go on medicare, or can I still be covered under a health care policy from my wife's employer?
Quote:If only the poor would just die already
The "poor" probably don't purchase health insurance. I've seen many cases where the "health care coverage" of the "poor" is covered by medicaid. That goes for everything from pregnancy to cancer.
Case in point. We have a woman in her 40's that works in our building as a janitor. She's a white women (as if that really matters) that has the latest iPhone and is constantly on it. Her employer (same as mine) offers a health insurance policy which is 100% paid for by the employee. The employee is paid an extra amount per hour to cover the cost of the health insurance (currently $6.07 per hour). She opted not to sign up for the plan, take the extra cash and didn't have insurance.
She was diagnosed with breast cancer and had to undergo treatment under medicaid. When she was asked why she didn't purchase health insurance, her response was "it's too expensive". Yet she has a "plan" for her new iPhone including insurance that she "had" to have. Her medical treatments were paid for out of our tax dollars.
Another case in point. An individual that used to work in our company was pretty similar. He got the same amount ($6.07 per hour) for medical benefits. He also refused to purchase the insurance. He always got the "latest" gaming computer, spent money driving his kids from the west side of Jacksonville every morning to Mandarin because they were "better schools". He knocked up his wife and guess what? She had the baby using medicaid and our tax dollars paid for it. Keep in mind, this idiot made 6 figures.
The problem isn't cost (at least part of the problem), the problem is cultural/social mindset. People aren't taught or just don't want to accept personal responsibility for themselves.
Don't give me this "the poor" nonsense.
Quote:The "poor" probably don't purchase health insurance. I've seen many cases where the "health care coverage" of the "poor" is covered by medicaid. That goes for everything from pregnancy to cancer.
Case in point. We have a woman in her 40's that works in our building as a janitor. She's a white women (as if that really matters) that has the latest iPhone and is constantly on it. Her employer (same as mine) offers a health insurance policy which is 100% paid for by the employee. The employee is paid an extra amount per hour to cover the cost of the health insurance (currently $6.07 per hour). She opted not to sign up for the plan, take the extra cash and didn't have insurance.
She was diagnosed with breast cancer and had to undergo treatment under medicaid. When she was asked why she didn't purchase health insurance, her response was "it's too expensive". Yet she has a "plan" for her new iPhone including insurance that she "had" to have. Her medical treatments were paid for out of our tax dollars.
Another case in point. An individual that used to work in our company was pretty similar. He got the same amount ($6.07 per hour) for medical benefits. He also refused to purchase the insurance. He always got the "latest" gaming computer, spent money driving his kids from the west side of Jacksonville every morning to Mandarin because they were "better schools". He knocked up his wife and guess what? She had the baby using medicaid and our tax dollars paid for it. Keep in mind, this idiot made 6 figures.
The problem isn't cost (at least part of the problem), the problem is cultural/social mindset. People aren't taught or just don't want to accept personal responsibility for themselves.
Don't give me this "the poor" nonsense.
the cost of an iphone and the plan for one is minimal compared to the cost of health care...If she is being paid to buy healthcare and not buying it that money should be revoked...many people have iphones and health care too...Even poor people
Quote:The "poor" probably don't purchase health insurance. I've seen many cases where the "health care coverage" of the "poor" is covered by medicaid. That goes for everything from pregnancy to cancer.
Case in point. We have a woman in her 40's that works in our building as a janitor. She's a white women (as if that really matters) that has the latest iPhone and is constantly on it. Her employer (same as mine) offers a health insurance policy which is 100% paid for by the employee. The employee is paid an extra amount per hour to cover the cost of the health insurance (currently $6.07 per hour). She opted not to sign up for the plan, take the extra cash and didn't have insurance.
She was diagnosed with breast cancer and had to undergo treatment under medicaid. When she was asked why she didn't purchase health insurance, her response was "it's too expensive". Yet she has a "plan" for her new iPhone including insurance that she "had" to have. Her medical treatments were paid for out of our tax dollars.
Another case in point. An individual that used to work in our company was pretty similar. He got the same amount ($6.07 per hour) for medical benefits. He also refused to purchase the insurance. He always got the "latest" gaming computer, spent money driving his kids from the west side of Jacksonville every morning to Mandarin because they were "better schools". He knocked up his wife and guess what? She had the baby using medicaid and our tax dollars paid for it. Keep in mind, this idiot made 6 figures.
The problem isn't cost (at least part of the problem), the problem is cultural/social mindset. People aren't taught or just don't want to accept personal responsibility for themselves.
Don't give me this "the poor" nonsense.
6 figures and his wife qualified for Medicaid?
Not buying your story.
Quote:The "poor" probably don't purchase health insurance. I've seen many cases where the "health care coverage" of the "poor" is covered by medicaid. That goes for everything from pregnancy to cancer.
Case in point. We have a woman in her 40's that works in our building as a janitor. She's a white women (as if that really matters) that has the latest iPhone and is constantly on it. Her employer (same as mine) offers a health insurance policy which is 100% paid for by the employee. The employee is paid an extra amount per hour to cover the cost of the health insurance (currently $6.07 per hour). She opted not to sign up for the plan, take the extra cash and didn't have insurance.
She was diagnosed with breast cancer and had to undergo treatment under medicaid. When she was asked why she didn't purchase health insurance, her response was "it's too expensive". Yet she has a "plan" for her new iPhone including insurance that she "had" to have. Her medical treatments were paid for out of our tax dollars.
Another case in point. An individual that used to work in our company was pretty similar. He got the same amount ($6.07 per hour) for medical benefits. He also refused to purchase the insurance. He always got the "latest" gaming computer, spent money driving his kids from the west side of Jacksonville every morning to Mandarin because they were "better schools". He knocked up his wife and guess what? She had the baby using medicaid and our tax dollars paid for it. Keep in mind, this idiot made 6 figures.
The problem isn't cost (at least part of the problem), the problem is cultural/social mindset. People aren't taught or just don't want to accept personal responsibility for themselves.
Don't give me this "the poor" nonsense.
IDK what your definition of "poor" is but "poor" people around these parts and everywhere I've ever lived including Jax, have the access card from public assistance iphones too
Quote:Just curious, are you saying that there are free or low-cost options for all those folks with serious health care issues? That thousands don't die each year because of lack of health care? That folks like Nikki White don't exist? i am a bit confused by your post.
St Jude's hospital is an example of a charity driven organization that treats cancer patients regardless of ability to pay.
Are there gaps do people die is it horrible yes. Show me a system at any point in the history of mankind that doesnt have sick people dying for lack of care? I choose to live in reality and the reality is healthcare is a choice a privilage a cost a burden but certainly not a right. You are not entitled to treatment nor cures nor medicine nor dignity those are all things that come at a cost to someone somewhere.
Quote:Because these Ryan Republicans just want the poor to go and die already.
That kind of hyperbole doesn't benefit anyone surely you don't think I want poor people to die because I advocate a free market?
Quote:St Jude's hospital is an example of a charity driven organization that treats cancer patients regardless of ability to pay.
Are there gaps do people die is it horrible yes. Show me a system at any point in the history of mankind that doesnt have sick people dying for lack of care? I choose to live in reality and the reality is healthcare is a choice a privilage a cost a burden but certainly not a right. You are not entitled to treatment nor cures nor medicine nor dignity those are all things that come at a cost to someone somewhere.
Good thing your not in politics.
Quote:yes we negotiate our contract every 3 years...the union and our union negotiating team negotiates with the company every 3 years
So you're negotiating your individual premium with your employer then, not the insurance company.
Quote:another question...I don't think it's off topic since the title of this thread is simply titled Health Care.
I am looking at having to have back surgery possibly as early as this summer...I will more than likely become permanently disabled due to the nature of the surgery. Now if I am disabled, do I have to go on medicare, or can I still be covered under a health care policy from my wife's employer?
You can still be covered by your wife's policy, though you might not want to. You can read about some similar special enrollment situations on the CMS website here:
https://www.medicare.gov/sign-up-change-...tions.html
Quote:So you're negotiating your individual premium with your employer then, not the insurance company.
no our premium is locked in at 11% our cost...who we have as a health care provider can be negotiated at any time...I suppose on our next negotiation they could try and up our part of the premium, but they have tried that but employees reject the contract every time they do...It's been 11% for 5 years and 10% for almost 30 years before that
Quote:no our premium is locked in at 11% our cost...who we have as a health care provider can be negotiated at any time...I suppose on our next negotiation they could try and up our part of the premium, but they have tried that but employees reject the contract every time they do...It's been 11% for 5 years and 10% for almost 30 years before that
But you aren't negotiating a premium, your employer is. You're just told what your cost will be.
Quote:You can still be covered by your wife's policy, though you might not want to. You can read about some similar special enrollment situations on the CMS website here:
https://www.medicare.gov/sign-up-change-...tions.html
thanks. i read through this but didn't really find anything negative...
Quote:But you aren't negotiating a premium, your employer is. You're just told what your cost will be.
not really...the topic very rarely comes up in negotiations...It's pretty much non negotiable...Not really every thing in a contract is negotiable, but that's one of the things they don't even bother to bring up...Pretty much like the work hours, they don't change but were negotiated into the contract years ago
Quote:But you aren't negotiating a premium, your employer is. You're just told what your cost will be.
and sometimes, the Union itself negotiates with the Health Care Company itself...I am part of the negotiating team and a Union Steward...The biggest things we negotiate every contract year is raises and healthcare...Nothing much is ever brought up...It seems every negotiating period, we change health care providers but our costs remains at 11% of the premium and the company pays 89% of it...One time we had a $2500 deductible and we kept rejecting the contract until the company decided to pay the entire deductible for us too...